NC State Employees Credit Union Routing Number

State Employees' Credit Union offers a checking account that is convenient and affordable. By owning a SECU checking account, your $1 maintenance fee is automatically contributed to the SECU Foundation. The SECU Foundation promotes local and community development by primarily funding high impact projects in the areas of housing, education, healthcare and human services.


  • Current interest rate is % / % APY1
  • $0 required minimum balance2
  • Dividends-earned compounded daily, paid monthly
  • $ monthly maintenance fee, unless instructed otherwise, is automatically donated by the member to SECU Foundation3
  • 50 checks per statement period free4
  • Accessible via ATM, ASK SECU, Member Access, branch and SECU Contact Center
  • Online BillPay service
  • Debit cards for purchases and ATM transactions
  • Automated drafts and deposits
  • Online images of most cleared checks
For detailed information, please review the Checking Account Fees and Terms (Versión en Español) and the Checking Service Brochure.

You may apply for a checking account online via Member Access.

1 Quoted rates and annual percentage yields (APY) are subject to change daily.
2 Initial deposit must cover cost of initial maintenance fee(s) and check order(s).
3 Zard checking accounts do not have the option of contributing the $ fee to the SECU Foundation.
4 Cleared items exceeding 50 incur $, per item, fee.

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